Last updated: 18 July 2026
Loanwise is an offline loan calculator. We respect your privacy and collect nothing.
None. Loanwise does not collect, transmit, or share any personal or financial information. There are no accounts, no sign-in, and no analytics. All calculations happen entirely on your device.
The loan amount, interest rate, and term you enter are used only to calculate your results on-screen, in memory, for the current session. Nothing is written to disk, logged, or transmitted anywhere.
Loanwise does not use third-party advertising, tracking, or analytics services.
Loanwise provides general informational estimates using the standard amortizing-loan payment formula. It is not a financial advisor and does not provide financial advice. Actual loan terms, fees, and payments offered by a lender may differ. Consult a qualified financial professional or your lender for guidance specific to your situation.
Loanwise is suitable for all ages and does not knowingly collect any data from anyone, including children.
If this policy changes, the updated version will be published here with a new date.
For any questions about this policy, please use the contact details on the app's store listing.